|  | Model I | Model II | Model III | ||||||
---|---|---|---|---|---|---|---|---|---|---|
Variables | Attributes | Â | 95% CI | Â | 95% CI | Â | 95% CI | |||
 |  | aOR | Lower | Upper | aOR | Lower | Upper | aOR | Lower | Upper |
Sociodemographic characteristics | ||||||||||
 Sexa | Male (ref.) |  |  |  |  |  |  |  |  | |
Female | .977 | .719 | 1.328 | Â | Â | Â | 1.411 | .929 | 2.142 | |
 Household head | No (ref.) |  |  |  |  |  |  |  |  |  |
Yes | 1.068 | .763 | 1.494 | Â | Â | Â | .974 | .623 | 1.521 | |
 Age group of respondents | Up to 20 years (ref.) |  |  |  |  |  |  |  | ||
21 to 40 years | 1.931 | .729 | 5.119 |  |  |  | 1.377 | .368 | 5.155 | |
41 to 60 years | 3.212* | 1.161 | 8.889 |  |  |  | 2.560 | .874 | 10.179 | |
More than 60 years | 4.353* | 1.427 | 13.276 |  |  |  | 3.962 | .874 | 17.950 | |
 Wealth status | Poor (ref.) |  |  |  |  |  |  |  |  | |
Middle | .820 | .580 | 1.161 | Â | Â | Â | .586* | .359 | .957 | |
Rich | 1.201 | .846 | 1.705 | Â | Â | Â | .627 | .375 | 1.046 | |
 Family member having chronic diseases | No (ref.) |  |  |  |  |  |  |  |  |  |
Yes | 1.536** | 1.130 | 2.090 | Â | Â | Â | .913 | .610 | 1.365 | |
IEC related factors | ||||||||||
 Heard about health insurance | No (ref.) |  |  |  |  |  |  |  |  |  |
Yes | Â | Â | Â | 20.521***** | 10.020 | 42.025 | 21.183*** | 10.168 | 44.129 | |
 Knowledge about the contribution amount | No (ref.) |  |  |  |  |  |  |  |  |  |
Yes | Â | Â | Â | 4.925*** | 3.049 | 7.953 | 5.128*** | 3.088 | 8.515 | |
 Have HI related books or guidelines | No (ref.) |  |  |  |  |  |  |  |  |  |
Yes | Â | Â | Â | 5.117*** | 2.759 | 9.490 | 4.842*** | 2.610 | 8.981 | |
 Participated in HI related training | No (ref.) |  |  |  |  |  |  |  |  |  |
Yes | Â | Â | Â | .428 | .179 | 1.023 | .426 | .175 | 1.036 | |
 Interact with peers and neighbours about HI | No (ref.) |  |  |  |  |  |  |  |  |  |
Yes | Â | Â | Â | 1.883** | 1.244 | 2.851 | 1.736** | 1.139 | 2.646 | |
 Listened HI related info from Radio/FM | No (ref.) |  |  |  |  |  |  |  |  |  |
Yes | Â | Â | Â | .917 | .611 | 1.375 | .941 | .622 | 1.422 | |
 Watched HI related information in TV | No (ref.) |  |  |  |  |  |  |  |  |  |
Yes | Â | Â | Â | .831 | .551 | 1.255 | .940 | .607 | 1.455 | |
 Seen HI related hoarding board | No (ref.) |  |  |  |  |  |  |  |  |  |
Yes | Â | Â | Â | 1.342 | .827 | 2.178 | 1.473 | .899 | 2.413 | |
 Read HI related newspaper | No (ref.) |  |  |  |  |  |  |  |  |  |
Yes | Â | Â | Â | .653 | .359 | 1.188 | .731 | .398 | 1.342 | |
 Seen HI related brochure/poster/pamphlet | No (ref.) |  |  |  |  |  |  |  |  |  |
Yes | Â | Â | Â | .669 | .375 | 1.194 | .709 | .394 | 1.276 | |
 Area Under Curve (AUC) | 62.8% | 85.5% | 86.6% |