Table 4 OLS Regression for OOPE

Place

 Urban

1

 Rural

3471

4312

0.42

-4987

11,929

Hospital Type

 Private

1

 Public

-27,390

3536

0.00

-34,327

-20,452

Age

  < 1 years

1

 1–4 years

8340

24,505

0.73

-39,731

56,411

 5–14 Years

3695

24,671

0.88

-44,703

52,094

 15–48 Years

13,284

23,938

0.58

-33,677

60,244

 49–59 Years

20,734

24,377

0.40

-27,087

68,556

  > 60 Years

14,298

24,187

0.56

-33,149

61,746

Sex

 Male

1

 Female

-9781

3744

0.01

-17,125

-2437

Caste

 ST

1

 SC

8698

5413

0.11

-1920

19,316

 OBC

18

3960

1.00

-7749

7786

 Others

13,912

9912

0.16

-5532

33,356

Occupation

 Formal Sector

1

 Self-Employed

12,956

5513

0.02

2140

23,771

 Informal Sector

13,538

5754

0.02

2250

24,825

 Unemployed

41,205

20,922

0.05

162

82,248

 Others

8836

19,039

0.64

-28,514

46,185

Education

No Literate

1

Primary

4082

4373

0.35

-4496

12,660

High school

6888

5788

0.23

-4465

18,242

Graduation and above

11,221

5590

0.05

255

22,187

Household Expenditure Quintile

 Q1 (Poorest)

1

 Q2 (Poor)

-726

4840

0.88

-10,220

8769

 Q3 (Middle)

2443

5007

0.63

-7380

12,266

 Q4 (Rich)

919

5373

0.86

-9621

11,459

 Q5 (Richest)

13,287

5378

0.01

2737

23,837

Disease

 Communicable Disease

1

 NCD

10,564

4201

0.01

2323

18,806

 Maternal

4059

4754

0.39

-5268

13,385

 Emergency

16,397

6623

0.01

3403

29,390

 Others

-494

7297

0.95

-14,809

13,821

Year

 2019

1

 2020

3439

3318

0.30

-3070

9947

Duration of hospitalisation

2083

316

0.00

1464

2703

Insurance

 Enrolled in PMJAY

1

 Not enrolled in PMJAY

4624

3514

0.19

-2270

11,518