Household expenditure on non-Covid hospitalisation care during the Covid-19 pandemic and the role of financial protection policies in India

Table 6 Probit Regression for CHE40

Number of Observations:	1308	Pseudo R2:		0.2644
CHE40	Coef	Std. Err	P Value	95% Conf. Interval
Place
Urban	1
Rural	-0.07	0.11	0.53	-0.29	0.15
Hospital Type
Private	1
Public	-1.39	0.09	0.00	-1.57	-1.20
Age
< 1 years	1
1–4 years	0.70	0.76	0.36	-0.80	2.19
5–14 Years	0.69	0.76	0.37	-0.81	2.19
15–48 Years	0.70	0.75	0.35	-0.77	2.17
49–59 Years	0.82	0.76	0.28	-0.66	2.30
> 60 Years	0.66	0.75	0.38	-0.82	2.13
Sex
Male	1
Female	0.06	0.10	0.51	-0.13	0.25
Caste
ST	1
SC	0.21	0.15	0.16	-0.08	0.50
OBC	-0.05	0.11	0.65	-0.26	0.16
Others	0.20	0.25	0.42	-0.29	0.69
Occupation
Formal Sector	1
Self-Employed	-0.09	0.14	0.51	-0.38	0.19
Informal Sector	-0.01	0.15	0.96	-0.30	0.29
Unemployed	1.12	0.56	0.04	0.03	2.21
Others	1.40	0.53	0.01	0.36	2.44
Education
No Literate	1
Primary	0.09	0.11	0.41	-0.13	0.32
High school	-0.02	0.15	0.89	-0.32	0.28
Graduation and above	0.03	0.15	0.83	-0.26	0.32
Household Expenditure Quintile
Q1 (Poorest)	1
Q2 (Poor)	-0.55	0.13	0.00	-0.80	-0.29
Q3 (Middle)	-0.42	0.13	0.00	-0.67	-0.16
Q4 (Rich)	-0.47	0.15	0.00	-0.75	-0.18
Q5 (Richest)	-0.91	0.15	0.00	-1.20	-0.61
Disease
Communicable Disease	1
NCD	0.24	0.11	0.03	0.02	0.45
Maternal	-0.03	0.13	0.85	-0.28	0.23
Emergency	0.50	0.17	0.00	0.17	0.83
Others	0.25	0.18	0.16	-0.10	0.60
Year
2019	1
2020	0.52	0.09	0.00	0.34	0.69
Duration	0.06	0.01	0.00	0.05	0.08
Insurance
PMJAY	1
No PMJAY	0.06	0.09	0.51	-0.12	0.24