Enrollment strategy | Advantages | Disadvantages |
---|---|---|
Individual assistance | ||
In-person assistance | ▪ Helped individuals understand their options for coverage and get support to complete enrollment process [16–18, 22]. ▪ Offered support and resources to individuals new to health insurance, immigrants and undocumented migrants living in rural and semi-urban areas [17]. ▪ Established trust and respect from individuals [17]. ▪ Provide structured approach to helping individuals enroll for coverage and maintain records on the number enrollees [17, 18]. ▪ Identified knowledge gap on enrollment and the ACA policy, barriers to enrollment, and technical issues [21]. | ▪ Time consuming [16–18]. ▪ Unable to provide support to everyone in need due to limited capacity [16–18]. ▪ Unable to enroll individuals when technical and operations problems with enrollment system occurs [16, 17, 21, 22]. ▪ Updated training to assisters can be challenging especially with ongoing changes in the ACA and other enrollment policies [17, 21, 22]. |
Online decision aid | ▪ Improve individual knowledge on health insurance, plan selection[20]. ▪ increase individual confidence in selecting a marketplace plan [20]. ▪ Could reduce the need for in-person assistance to enroll for a marketplace plan [20]. | ▪ Cannot determine specific aspects of an online decision aid (e.g., educational materials, cost calculator, values component) that helped individuals decide a Marketplace plan [20]. ▪ Only used by people living within a 90-mile radius of St Louis City [20]. |
Community outreach | ||
Community events (e.g., health fairs, 5 K-runs, school visits) | ▪ Encouraged populations to learn about health insurance coverage [16, 17]. ▪ Informed populations about resources to help with enrollment [16, 17]. ▪ Helped increase private insurance enrollment in non-expanded state [19]. ▪ Informed populations that were less likely to be informed about their coverage options under the ACA (e.g., young adults, immigrants) [17, 19, 22]. | ▪ Time consuming [16, 17]. ▪ Dependent on capacity and ability to organize events [17]. |
Educational events (e.g., workshops, health sessions) | ▪ Provided health insurance information and enrollment resources during health-related workshops [17]. | ▪ Time-consuming and may require multiple sessions for people to absorb the information [17]. |
Health Education & Promotion (HE&P) | ||
Educational/ promotional materials | ▪ Simplified information on health insurance and coverage eligibility for people had a wide reach [16]. ▪ Informed large segment of the population about the ACA [17]. | ▪ Some people continue to struggle with the enrollment process [16]. ▪ Segment of the populations were not exposed to the educational materials or campaigns [16, 17]. |
Social media/ online campaigns | ▪ Informed people how to access educational materials and resources to enroll for coverage [16]. | |
Advertisement campaigns (e.g., print, radio, TV ads) | ▪ Reach larger segment of the population with minimal resources [17, 24]. ▪ The public positively responded to health insurance information from TV advertisement. High volume of advertisements during open enrollment was associated with increase enrollment for coverage [24]. | ▪ Require multiple exposure for people to absorb the information [17]. ▪ The source of the information mattered. People can be negatively affected by certain TV ads. Negative political advertisement on the ACA was associated with declining Medicaid enrollment [24]. |
Nudging system (paper-based or online) | ▪ Encouraged people to visit the marketplace website and review the information [23]. ▪ Low-cost tools (letters, emails) were just as effective than higher intensity tools to encourage individuals to enroll for coverage [25]. | ▪ The enhanced nudging system did not cause many people to switch plan [23]. ▪ Segment of the population (e.g., elderly) may not have access to technology and/or have limited skills to utilize it [23]. |